Inland Marine Insurance - Skelps Insurance Agency

Inland marine insurance is a specialized form of insurance coverage that provides protection for goods and equipment that are transported between locations. This coverage is essential for businesses that rely on the transport of goods and equipment, as traditional business insurance policies may not provide adequate protection.

Why Choose Skelps Insurance Agency for Inland Marine Insurance?

At Skelps Insurance Agency, we are an independent insurance agency, which means that we have access to a wide range of insurance carriers. This gives us the ability to find the best coverage options and rates for our clients, unlike many other insurance agencies that only offer policies from a single company.

Our team of experienced insurance professionals takes the time to understand your unique insurance needs and tailor a policy to meet those needs. We are committed to providing the highest level of customer service and are here to help you every step of the way.

What Does Inland Marine Insurance Cover?

Inland marine insurance provides coverage for goods and equipment that are transported or stored within a specified area, such as within the United States. This coverage includes protection for goods and equipment in transit, as well as during storage.

Examples of goods and equipment that may be covered under an inland marine insurance policy include:

  • Construction equipment: This can include cranes, bulldozers, excavators, and other heavy machinery.

  • Electronic equipment: Computers, laptops, servers, printers, and other electronics can be covered under an inland marine policy.

  • Medical equipment: For healthcare providers and other businesses that use medical equipment, inland marine insurance provides coverage for loss or damage to these specialized assets.

  • Tools and equipment: This can include hand tools, power tools, and other equipment used in a variety of businesses, such as landscaping and contracting.

  • Mobile equipment: This can include forklifts, backhoes, and other equipment that is transported between job sites.

  • Storage containers: For businesses that use shipping containers to store goods and equipment, inland marine insurance provides coverage for loss or damage to these containers.

  • Test and measurement equipment: For businesses that use scientific and engineering equipment, such as spectrophotometers, oscilloscopes, and other specialized equipment, inland marine insurance provides coverage for loss or damage to these assets.

  • Communications equipment: This can include radios, telecommunication systems, and other equipment used in a variety of businesses, such as construction and transportation.

  • Agricultural equipment: This can include tractors, plows, and other equipment used in agriculture.

Inland marine insurance also covers loss or damage to these goods and equipment caused by events such as theft, fire, or natural disasters.

How Much Does Inland Marine Insurance Cost?

The cost of inland marine insurance varies based on several factors, including the type and value of goods and equipment being insured, and the coverage options chosen. Our insurance professionals will work with you to find a policy that fits your budget and provides the coverage you need.

Get an Inland Marine Insurance Quote Today

Don’t wait until it’s too late to protect your goods and equipment from loss or damage during transit or storage. Contact Skelps Insurance Agency today to get a free inland marine insurance quote. Our experienced insurance professionals are here to answer any questions you may have and help you find the right coverage for your needs.